Plan with clarity

Turn a future goal into a monthly plan

Explore how inflation, time, expected return and current savings may change the monthly contribution needed for your goal.

Step 1

Describe your goal

For example, Higher Education Fund
Enter the cost if you were paying today
years
% p.a.
% p.a.
Optional step-up contribution

Step 2

Your estimated plan

Ready
Estimated monthly contribution Fixed Monthly Payment ₹0

Complete the details and calculate your plan.

Future goal cost
₹0
Current savings at goal date
₹0
Funding gap
₹0
Total monthly contributions
₹0
Projected growth on contributions
₹0

How the funding gap may be filled

0%
Your contributionsProjected growth
Goal funding chartComparison of the future goal, future savings and funding gap in rupees.
Future goal Future savings Funding gap

Illustrative scenario comparison

These scenarios change inflation and return assumptions only. They are not forecasts.

Assumptions used

  • Payments are assumed at the end of each month using the effective monthly return rate: (1 + annual return)1/12 - 1.
  • Contributions are assumed at the end of each month. With step-up enabled, the contribution increases after every 12 payments.
  • Taxes, fees and changes in return or inflation are not included.

Important educational-use notice

This planner illustrates possible scenarios using your assumptions. Returns are not guaranteed. It does not recommend any investment product and is not financial advice. Consider speaking with a qualified professional before making financial decisions.

Professional guidance

Turn your estimate into an actionable financial plan

Sourabh Rathi provides goal-based financial planning support through Sourabh Financials, including mutual funds and insurance solutions suited to your needs.

  • Goal-based planning
  • Mutual funds
  • Insurance solutions
Sourabh Rathi Founder, Sourabh Financials Discuss your plan on WhatsApp Your planner inputs are not sent automatically.